How To Buy From DHGate Without Credit Card(8 alternative method)

Introduction

Thanks to the numerous payment methods available in the market, online shopping is now easier and more accessible than ever. 

DHGate, the B2B, B2C, and cross-border Chinese e-commerce marketplace, understands this and has provided some of the swiftest and most secure payment options possible. 

This article provides detailed steps on how some of these methods work and how you can use them to pay on DHGate without a credit card.

What Payment Method Does DHGate Accept?

Payment Method	Payment Type
PayPal	Debit cardCredit card
Western Union	Bank transferCredit card
Moneybookers	E-wallet
Bank Transfer	Debit card
Master pass	Credit card
Web Money	E-wallet
T/T	Bank transfer

How To Buy From DHGate Without A Credit Card

If you don’t have or want to use a credit card, you can use various methods to pay on DHGate without one. 

These include:

Method 1: Western Union

Here is a step-by-step process detailing how to use Western Union to pay on DHGate without a credit card

Step 1: Go to the DHGate website

While on the website, pick the items you need and add them to your cart.

Step 2: Select “Western Union” as the payment option

The next step is to checkout. The site will require you to fill in the address details to which you need the package delivered. These include name, phone number, and physical address. Afterward, select Western Union as your payment option from the list provided.

Step 3: Check the mail for instructions

At this point, DHGate will send you an email with details of the recipient’s name and address.

Step 4: Make payment by Western Union

You will now need to visit your nearest Western Union branch to proceed with the payment.

At the office, you will receive a form where you will fill in the information received in your email. Fill in the recipient’s details you received via email from DHGate.

After making the payment, you will receive a Money Transfer Control Number (MTCN). Keep the MTCN safe; you will need it for future reference.

Step 5: Submit MTCN details to DHGate

Login to your DHGate account and check on your orders. Next, click on “Order Details” on whatever order you paid for through Western Union.

This redirects you to a form where you will fill out and submit the MTCN number.

Step 6: Get confirmation from DHGate

DHGate usually makes confirmations within 30 minutes; however, things can sometimes take up to 48 hours, at which point the status on your order changes to “paid.” 

After payment confirmation, DHGate takes care of the rest until the orders get to your address.

Method 2: Payoneer

A Payoneer account is one of the best ways to shop and pay online, including on DHGate, without needing a credit card.

Here is how to use Payoneer to pay on DHGate:

Step 1: Register for an account on Payoneer

Start by registering for an account on Payoneer’s official website.

Payoneer’s global payment system gives you a US checking account that allows you to send and receive payments internationally, including accessing your account using a prepaid credit card at all global Mastercard ATMs and POS systems, including DHGate.

Once you sign up, Payoneer will ask you to verify the email address added by following the link sent to your email.

You will need to verify the information you filled in on the forms provided by uploading other documents, such as proof of residency and ID, for the verification that allows you to use the account.

Completing the signup and verification process will allow you to request a card that reflects whatever balance is in your account that you can use to make online purchases. 

Step 2: Complete registration, wait for your prepaid card, then top up

As mentioned, your account with Payoneer gives you access to a prepaid credit card that you can use for online purchases. Depending on your location, the card can take 3-30 days to courier or ship —you can get it faster by paying a service fee that allows Payoneer to ship the card with express courier services like DHL.

On matters topping up, the easiest way to top up your Payoneer Mastercard is to do a bank transfer to your Payoneer account or connect your Payoneer account to your PayPal account and use PayPal to top up your Payoneer account. 

Fortunately, Payoneer has a handy video detailing how to use different approaches to top up your Payoneer account and card.

You can complement the information from the above video with information from this longer YouTube tutorial showing how to load your Payoneer card and account. 

Step 3: Buy From DHGate

After topping up your Payoneer account, you can add products to your cart, and on the checkout page, use your Payoneer Mastercard number to pay for your order and check out:

Once payment is complete, DHGate sends a confirmation email to your inbox and the seller.

How to Pay On DHGate?

Besides these methods, you can also pay on DHGate using

Method 3: How to Pay Using PayPal on DHGate

PayPal is an easy and secure method that allows you to make payments across various countries. It is backed by your bank or debit card information.

The steps below will guide you on how to use PayPal to pay on DHGate:

Step 1: Create a PayPal account

Create and activate a PayPal account by signing up through www.PayPal.com. Afterward, verify the email address via the link sent to your inbox.

The next step is to link your PayPal account with your bank account, add funds directly to your PayPal balance, or link your PayPal account to your debit card.

Step 2: Pick PayPal as the payment method on DHGate

When checking out on DHGate, pick PayPal as your payment method. 

At this point, DHGate’s payment system will redirect you to PayPal. All you have to do now is log in to your account and complete the payment.

Step 3: Confirm order payment

Complete your payment on the PayPal site. PayPal will then send the payment status to DHGate, which will notify the seller. You will also get an email of the completed transaction.

The order will then be shipped to your address.

Method 4: How to Pay on DHGate via Bank Transfer

Bank transfers involve the direct transfer of funds from one bank to another, often across countries or borders. 

The process takes these steps;

Step 1: Choose the payment method

Login to your DHGate account, shop, and add items to your cart. At check out, pick bank transfer as your preferred mode of payment —you’ll probably find it under local payments.

Step 2: Request payment details

Once you pick the payment method, DHGate will provide you with the necessary direct transfer account details so that you can transfer the money there.

Step 3: Instructs your bank to complete the transfer

After getting the details, you can then request your bank wire the money to the named account.

Step 4: Transfer and confirmation 

After your bank makes the transfer, DHGate gets confirmation and a reference code. They then notify the seller to ship the items to you.

Method 5: How to Use T/T To Pay on DHGate 

Telegraphic Transfer involves bank-to-bank transfer of funds. However, this method only applies to orders above $1500.

This method can be quite slow and expensive as every bank involved has varying operational timelines and fees.

Here is how the method works:

Step 1: Register company details with DHGate

DHGate doesn’t provide T/T for new buyers. To get this option, you need to register your company details with DHGate, which allows you to be a certified buyer.

Step 2: Choose the payment method

After adding items to your cart, pick T/T as the payment under local payment methods and proceed to check out.

Step 3: Fill out the application form

The form contains the details of the receiving party, including their name, address, bank name, and account number.

You should make the payment to the remitting bank since banks don’t physically send money across countries.

The remitting bank now sends a telegram to your bank, at which point a remittance fee is charged.

Step 4: Payment happens on DHGate

The remittance bank proceeds to make payment to the seller’s account. A correspondent fee is charged. You and the seller can decide to split the cost of the transfer.

Step 5: Confirmation of payment

The process duration depends on the transfer route. Once the payment is complete, package processing and shipping begin. 

Method 6: How to Pay on DHGate via Webmoney

Webmoney is an e-wallet that you can use to make online purchases. This method allows you to buy without having to pay foreign exchange fees.

To use Webmoney to pay on DHGate, follow these steps:

Step 1: Register with Webmoney transfer

Sign up for an account and verify your information.

Step 2: Add funds to the account

Top up your account using the various methods available. Fortunately, WebMoney has a handy video showing how to top-up WebMoney in over 38 countries:

Step 3: Pick Webmoney as the payment method

Once logged onto DHGate, pick Webmoney as the payment method after getting to the checkout page.

The platform will prompt you to login into your Webmoney account, where you will finalize payment.

Method 7: How to Pay on DHGate via Moneybookers

DHGate uses Skrill, which offers a multicurrency wallet, as a Moneybooker.

Here is how to use this method to pay on DHGate

Step 1: Create a Skrill account 

Register an account on Skrill and verify it by following the link sent to your email. Ensure you select your preferred currency.

Step 2: Link bank account 

Link your Skrill to your debit card or bank to fund it.

Step 3: Choose the payment method

While on your DHGate account, add items to your cart and pick Skrill as your payment method.

Step 4: Sign in to Skrill

This action will redirect you to the Skrill site, where you will sign into your account.

Step 5: Proceed to make payment

Clear the purchase and wait for DHGate to confirm receipt of payment.

Method 8: How to Pay on DHGate via Masterpass

Masterpass is a digital wallet from Mastercard that makes shopping easier and safer by having all your payment information in one place. It allows you to make a payment by logging in to your account. Masterpass is compatible with most credit and debit cards.

You can use Masterpass to pay on DHGate, but you need to sign up for an account:

How do you sign up for Masterpass?

Here is how to sign up for Masterpass:

Step 1: Search for the official MasterCard Masterpass website

While on the website, sign up for an account by filling out your details.

Step 2: Fill in card information

You need to attach your prepaid or debit card to this account. You can do this by keying in the card number plus the CVC.

Step 3: Input your personal information

You will then need to fill in your full name and address information. Here, you will also need to create a password for your account.

Step 4: Confirm whether you would like future updates

You can choose to give Masterpass permission to update you on any future developments. At this point, you can also save your password for easier access in the future.

Step 5: Add backup information

You will also need to add additional information either from another address or a backup account. This completes the process and allows you to start using your Masterpass account.

How to use Masterpass to pay on DHGate

Here is how to use Masterpass to pay on DHGate

Step 1: Add items to the cart and check out

Login to your DHGate, and complete your order by adding items to your cart and checking out.

Step 2: Pick a payment method

On the checkout page, choose Masterpass as your payment option. At this point, a dialog box will pop up requiring you to enter your email and password.

Step 3: Log in to your Masterpass account

After clicking on the Masterpass option, the system will prompt you to fill in your email address and password information.

Since Masterpass already has your information, you don’t need to fill in your shipping address again.

Complete the purchase and wait for confirmation from DHGate.

Now:

Because DHGate has strict payment policies, you can encounter and need to fix payment verification problems, especially when trying to use a credit card:

How Do I Fix DHGate Payment Verification?

Payment verification issues and card rejections are usually by your bank, not DHGate. Due to security reasons, the bank does not provide a detailed explanation for this to DHGate.

Some of the common reasons why DHGate can sometimes reject credit card payments

• Lack of enough verification information
• Insufficient funds
• Expired card
• Fraud suspicion
• Decline by the bank without further explanation.

You can overcome payment verification issues on DHGate by certifying your card information:

How do I certify my DHGate card?

Once a DHGate rejects a card payment, it’s best to contact your bank to understand why. Most banks will need you to sign a form allowing purchases from DHGate. This helps avoid future inconveniences where the bank feels the need to flag a transaction. 

You can certify your card information by:

1. Authorization Form

2. Authorization Code

This code shows whether a transaction has gone through or not. When declined, the code provides information for why that happened.

When you input your card on DHGate, they read it and send the relevant information to your bank. The bank checks for the availability of funds, ownership, and other issues. Once the bank verifies and approves this, DHGate receives the code, and payment sails through processing.

Conclusion 

Even without credit cards, you can still make purchases on DHGate. DHGate provides a variety of safe payment options for you— this guide has shown you eight viable options at your disposal.

DHGate FAQs

Q1: Is DHGate safe and legit? 

Yes. DHGate is a legit and secure eCommerce platform

Q2: How long does DHGate payment verification take? 

After sending the payment information to [email protected], payment verification takes about 24 hours.

Q3: Can I trust DHGate with my credit card? 

Yes.DHGate doesn’t disclose or share your card information with anyone.

Q4: What is the DHGate Buyer Protection?

This program protects buyers by holding payment until they receive their items. In case of issues with orders, the system reassures buyers of a refund.

Q5: Why does DHGate reject some credit cards?

DHGate can decline a credit card over issues like insufficient funds, fraud suspicion, expired card, or payment verification failures.

Q6: What’s the safest way to pay on DHGate?

All the payment methods available on DHGate are safe because the platform provides buyer protection on all the methods.